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What’s better? To buy a house or rent? 

December 11, 2017 Family

 

You’re married and, worst of all, living with your parents. You’ll be happy to know that you’re not the only one who’s back at their parents’ house. A great many couples live at home with their parents and considering the tough economic times, no one can really blame them. However, if you’re expecting a baby, it’s time to pack your bags and get going. But where? Well, you can buy a house. You’ll find a way to come up with the down payment.  But maybe you’re not willing to spend the rest of your life paying for the home. So, what do you do? Renting a house is a good option, at least if you can commit to living in the place for a few years. If you don’t know what to do, then you might want to read this article.

 
Whats better To buy a house or rent

When it makes sense to buy a house

Okay, okay, you don’t have the money to purchase a home. That’s why there are bank loans. The lending institution won’t simply give you money. You’ll have to make a down payment, which can amount to 20% of the value of the property. You don’t have that much money on you. But perhaps your parents and the parents-in-law can help you out. Even if you don’t believe it, there’s nothing that they’re not willing to do in order to see you settled in your own home. But is it worth acquiring a house? You’ll end up with substantially less money than you imagined. The interest rates on mortgages are high, so think things over carefully. If you manage to land an extremely well-paying job and can still afford things like daycare, then go right ahead.

Why you should consider renting a home

The child is on the way, meaning that you don’t have that much time to make up your mind. You shouldn’t buy a home just because that’s what you do. You don’t need social norms telling you what you should do with your life. Contact a rental property management company like Disney Properties and discuss your requirements. Renting a house is a great idea when you’re short on cash and you’re not sure about your future. Sure, you’ll be digging into your pockets, but it’s not the same thing as paying mortgage. What you need to keep in mind is that you’re adding a child to the household and, therefore, you’re not making decisions only for yourself anymore.

Look into single-family homes

When you do make up your mind about renting, you might want to look into single-family homes. As the name implies, a single-family home is a property that isn’t attached to any structure. The thing is that these types of properties are less expensive because the demand isn’t high. Single-family homes aren’t much appreciated, but this doesn’t mean that they aren’t worth considering. You enjoy plenty of space, not to mention that you don’t have pesky neighbors. Get in touch with a rental property management company and see what you can find.

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